Verify Your Insurance Coverage in Minutes
Find out what your insurance covers for outpatient drug & alcohol rehab at Massachusetts Center for Addiction. Free benefits verification, usually within an hour, no commitment required.
Check My Coverage
Confidential — we’ll respond within the hour during business hours.
Three Steps, Usually Done Within the Hour
No commitment, no upfront cost, no insurance navigator hold music. Submit the form or call us — we’ll do the legwork and explain your coverage in plain English.
Share Your Info
Submit the form or call our admissions line. We need your name, insurance carrier, and member ID to check your benefits.
We Verify Benefits
Our team contacts your insurance directly to confirm coverage for PHP, IOP, and outpatient programs — including any deductible, copay, or out-of-pocket costs.
We Explain in Plain English
A clinical admissions specialist calls you back with a clear breakdown: what’s covered, what isn’t, and what your real costs would be.
Rather speak to someone now?
Our admissions team is available 24/7 to answer questions and verify your insurance in real time.
Most Major Insurance Plans Accepted
In-network with Massachusetts and national carriers. Free benefits verification — usually within an hour.
Common Questions About Insurance Verification
What does insurance typically cover for outpatient rehab?
Most major insurance plans cover outpatient addiction treatment — including PHP and IOP — at the same level as other medical care thanks to the Mental Health Parity Act. Coverage typically includes clinical assessment, group and individual therapy, medication-assisted treatment when clinically appropriate, and aftercare planning.
What varies by plan is your out-of-pocket cost: deductible, coinsurance, copays, and any session limits. We verify all of this for you up front so there are no surprises.
Will checking my coverage affect my insurance or rates?
No. A benefits verification call is just a question we ask your insurance — it doesn’t trigger a claim, doesn’t show up as utilization, and doesn’t affect your premiums or coverage status in any way. It’s no different from you calling your insurer yourself to ask about a covered service.
Is this confidential?
Yes — 100%. We’re HIPAA-compliant, which means we protect your health information by federal law. We won’t share that you contacted us with your employer, family members, or anyone else without your explicit written permission. Even the verification call with your insurer is a confidential clinical conversation.
What if my insurance isn’t in-network?
Many plans have out-of-network benefits that still cover a significant portion of outpatient rehab. We’ll check that too as part of verification, and we can also discuss self-pay options or single-case agreements with your insurer if you’re a good fit clinically.
Don’t assume the answer is “no” — get the actual numbers first, then decide.
What insurance plans do you accept?
We’re in-network with Aetna, Cigna, Blue Cross Blue Shield, Harvard Pilgrim, TRICARE, Beacon Health Options, Priority Health, Tufts Health Plan, and other major Massachusetts and national carriers. Even if your plan isn’t listed, fill out the form or call — out-of-network benefits often still cover a meaningful share of care.
How long does verification take?
Most insurance verifications are completed within an hour during business hours. Submissions outside business hours are typically verified first thing the next morning. If your situation is time-sensitive, call us directly — we have admissions staff available 24/7.
Do I have to enroll if I verify my insurance?
No. Verification is free, confidential, and completely no-obligation. Many people verify benefits while still deciding whether to start treatment, or while comparing options across facilities. We’ll give you the information you need to make the right decision for you — not pressure you into anything.
Get your insurance coverage answers — today.
Most verifications come back within an hour. Free, confidential, no commitment. If you’d rather talk to someone directly, our admissions team is available 24/7.
You don’t have to figure this out alone. We do this every day, and we’ll explain your coverage in plain English so you can make the right decision for your situation.
Verify My Insurance
Free, confidential, no obligation. We’ll respond within the hour during business hours.